Payment Cards
Virtual and Real Cards Powered by AI-Driven Bookkeeping
Introducing Agnes-Powered Payment Cards for Enterprises
In today’s fast-paced business world, efficiency, control, and visibility are key to managing company expenses. That’s why we’ve created a comprehensive suite of Virtual and Real Payment Cards for enterprise employees, powered by our intelligent AI assistant, Agnes. Whether your team is making online purchases, covering travel expenses, or managing supplier payments, our solution offers a seamless, automated experience with built-in bookkeeping, accounting, and auditing.
Why Choose Our Enterprise Payment Cards?
- Streamlined Expense Management: Issue virtual and physical cards instantly for your employees, empowering them to make secure and controlled payments while maintaining real-time visibility over expenses.
- AI-Powered Automation with Agnes: Agnes, your AI assistant, handles the heavy lifting—automatically categorising transactions, reconciling expenses, and generating accurate financial reports.
- Enhanced Financial Control: Set spending limits, approval workflows, and real-time notifications, ensuring your business maintains compliance and prevents overspending.
- Global Acceptance: Our cards are accepted worldwide, making them the perfect solution for international business travel, supplier payments, and online transactions.
Product Offerings: Virtual and Real Cards for Every Need
1. Virtual Payment Cards
Our Virtual Payment Cards are perfect for online transactions, digital subscriptions, and remote purchases. They provide your employees with the flexibility they need while minimising the risk of fraud.
Key Features:
- Instant Issuance: Generate new virtual cards in seconds via our user-friendly dashboard.
- One-Time and Recurring Payment Options: Create single-use cards for specific purchases or set up recurring cards for subscriptions.
- Real-Time Tracking: Monitor every transaction as it happens, with Agnes automatically categorising expenses and syncing data with your accounting software.
2. Real Payment Cards
Our Real Payment Cards offer all the benefits of a traditional credit card, with enhanced security and AI-powered automation. Ideal for in-person purchases, travel expenses, and client meetings.
Key Features:
- Enhanced Security: EMV chip technology, contactless payments, and customisable spending controls provide robust protection against fraud.
- Customisable Spending Limits: Set individual spending limits per employee or department, with real-time approval requests for larger expenses.
- Automatic Integration: All transactions are automatically synced with Agnes, who handles the bookkeeping, categorisation, and receipt matching in real time.
Meet Agnes: Your AI-Driven Financial Assistant
Agnes isn’t just a typical AI—she’s a powerful financial assistant who takes care of your company’s bookkeeping, accounting, and auditing needs with precision and speed.
How Agnes Transforms Your Financial Operations
- Automatic Bookkeeping: Agnes categorises every transaction based on your company’s predefined expense policies. Say goodbye to manual data entry and human error.
- Seamless Reconciliation: Agnes matches receipts with card transactions in real-time, ensuring every purchase is accounted for accurately and effortlessly.
- Comprehensive Reporting: Agnes generates detailed financial reports, including expense summaries, audit trails, and compliance checks, giving your finance team full visibility without the usual time-consuming tasks.
- Proactive Alerts: Agnes identifies unusual or unauthorised spending, immediately flagging potential issues for review. This proactive approach minimises risk and enhances compliance.
- Audit-Ready Data: With Agnes handling your accounting, your records are always accurate, up-to-date, and audit-ready, reducing the stress of financial audits and year-end reporting.
Key Benefits for Your Enterprise
1. Simplified Expense Management
Our cards combined with Agnes’ AI capabilities streamline the entire expense process. Employees spend confidently, knowing that Agnes will handle the back-end work—automating expense categorisation, reconciling transactions, and generating clear reports.
2. Enhanced Financial Control and Visibility
Gain full control over employee spending with detailed, real-time insights. Set dynamic spending rules, approve transactions in real-time, and get immediate notifications for unusual expenses.
3. Increased Efficiency and Productivity
By automating tedious financial tasks, Agnes allows your finance team to focus on strategic activities rather than manual data entry and reconciliation. This not only saves time but also increases accuracy.
4. Improved Compliance and Risk Management
Agnes ensures all expenses align with your company’s policies and regulatory requirements. Her built-in auditing capabilities detect anomalies and flag compliance risks, helping you mitigate potential issues before they escalate.
5. Global Acceptance and Seamless Integration
Our cards are accepted anywhere Visa or Mastercard is recognised, making them perfect for international business needs. Plus, Agnes integrates with leading accounting and ERP systems, including QuickBooks, Xero, SAP, and Oracle, ensuring a seamless flow of financial data.
How It Works: A Simple, Three-Step Process
- Issue and Spend: Instantly issue virtual or real cards to your employees. Set spending limits and policy rules tailored to each team member’s needs.
- Automate with Agnes: As employees use their cards, Agnes automatically tracks, categorises, and reconciles each transaction, reducing the workload on your finance team.
- Review and Report: Access real-time insights and detailed reports, giving you full visibility over company spending. Agnes provides audit-ready documentation with a click of a button.